Mathematics budget edited

Assignment topic: creating a budget with a starting salary of a new RN
Subject: Mathematics
Sources: 2 sources required
Citation Style: APA 7th edition
Student Name
Professor Name
creating a budget with a starting salary of a new RN
I plan to settle in Seattle upon my graduation from the university. I’m pleased that a
registered nurse in Seattle in the United States earns around $95,120 per year. This is exciting,
especially for someone like me, who comes from a family that makes less than $100,000 in a
year. (, 2022)
According to my projected annual income of $95,120, I plan to budget in the following
Accounting for taxes and other deductions, net salary = 2/3 * 95,120 = $63413 as net salary.
Monthly budget based on $63413/12 = $5284 (, 2022)
Monthly budget
Housing and living expenses
Credit card
Car loan
Continuous medical expenses
Emergency services
Retirement savings
Long term goal savings
Discretionary spending
Long term savings
Housing and living
Retirement savings
Emergency servicess
Continous medical
Credit card
Car loan
I picked Seattle as my ideal location since my grandparent once lived in Seattle, and
therefore I could connect with the plight of the people from Seattle and would sincerely love to
help them whichever way I can.
I was not surprised by the expected salary and income after tax deductions. It is common
knowledge that the federal government takes quite a sizeable percentage of gross income as tax.
Plus, both the federal and state taxes have to be remitted.
One of the challenges I faced in coming up with the budget was allocating enough money
for different expenses. The other challenge was prioritizing my expenses, such as house vis a vis
credit card debt repayment.
I set up an emergency fund to cater to unexpected needs such as illness of a family
member or even myself. I can always prepare for unexpected expenses by always having a good
credit score with my banks to shore up my resources in case I’m not able to meet unexpected
I can apply the budgeting tools in coming up with a priority list of the things I intend to
accomplish in my life and the things to prioritize given my financial situation.
REFERENCES, S. (2022). Registered Nurse (RN) Salary | Retrieved 8
March 2022, from (2022). Registered Nurse (RN) Hourly Pay in Seattle, Washington | PayScale. Retrieved 8 March 2022, from

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